1. Acceptance of Terms
By accessing or using BeePay's digital payment platform, website, and related services (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, you may not use our Services.
These Terms constitute a legally binding agreement between you and BeePay. We reserve the right to modify these Terms at any time, and your continued use of the Services constitutes acceptance of the revised Terms.
2. Eligibility
To use our Services, you must:
- Be at least 18 years of age
- Be a resident of the Philippines or an authorized user in a supported jurisdiction
- Have the legal capacity to enter into a binding agreement
- Provide accurate, current, and complete registration information
- Not be prohibited from using payment services under applicable laws
3. Account Registration
To access certain features of our Services, you must create an account. You agree to:
- Provide truthful and accurate information during registration
- Maintain and promptly update your account information
- Keep your login credentials confidential and secure
- Notify us immediately of any unauthorized access to your account
- Accept responsibility for all activities under your account
We reserve the right to suspend or terminate accounts that violate these Terms or contain inaccurate information.
4. Services Description
BeePay provides digital payment solutions including, but not limited to:
- Payment gateway services for online and offline transactions
- Online checkout and payment processing
- Recurring payment management
- Mass payout and disbursement services
- QR code-based payment solutions
- E-wallet and bank transfer integrations
We reserve the right to modify, suspend, or discontinue any part of our Services at any time with reasonable notice.
5. Payment Terms
- All transactions processed through BeePay are subject to applicable fees as outlined in our Pricing page
- You authorize BeePay to deduct applicable fees from transaction amounts
- Settlement timelines vary depending on payment method and verification status
- Refunds and chargebacks are subject to our refund policy and applicable regulations
- All amounts are denominated in Philippine Pesos (PHP) unless otherwise stated
6. Prohibited Activities
You agree not to use our Services for:
- Illegal, fraudulent, or unauthorized transactions
- Money laundering, terrorist financing, or other financial crimes
- Transactions involving prohibited goods or services
- Circumventing security measures or access controls
- Distributing malware, viruses, or harmful code
- Impersonating another person or entity
- Interfering with or disrupting our Services or servers
- Violating any applicable local, national, or international law or regulation
7. Intellectual Property
All content, trademarks, logos, and intellectual property displayed on or through our Services are the property of BeePay or its licensors. You may not:
- Copy, modify, or distribute our content without written permission
- Use our trademarks or branding without authorization
- Reverse engineer, decompile, or disassemble our software
- Create derivative works based on our Services
8. Limitation of Liability
To the maximum extent permitted by law:
- BeePay shall not be liable for indirect, incidental, special, or consequential damages
- Our total liability shall not exceed the fees paid by you in the 12 months preceding the claim
- We are not responsible for losses caused by third-party service providers or payment networks
- We do not guarantee uninterrupted or error-free operation of our Services
9. Indemnification
You agree to indemnify and hold harmless BeePay, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising from:
- Your use or misuse of the Services
- Your violation of these Terms
- Your violation of any third-party rights
- Any content or data you submit through the Services
10. Termination
We may suspend or terminate your access to the Services at any time if:
- You violate these Terms or any applicable laws
- We suspect fraudulent or unauthorized activity on your account
- Required by law or regulatory authority
- For extended periods of inactivity
Upon termination, your right to use the Services ceases immediately. Any pending transactions may be completed or reversed at our discretion.
11. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines. Any disputes arising from these Terms or your use of the Services shall be resolved in the appropriate courts of the Philippines.
12. Contact Us
If you have questions about these Terms of Service, please contact us at: